Latest Blog Posts
Expert advice and in-depth insights for financial wellness
May Financial Reset: When It’s Time to Consider a Consumer Proposal
Tax season has come and gone. For Canadians trying to get back on track, tax season can feel like a turning point. A refund to catch up.
Tax Season Wake-Up Call: What to Do If You Owe More Than You Expected
Tax season is supposed to bring relief. For many Canadians, it’s the moment they expect a refund, a little breathing room, a chance to catch up. But
Why People Wait Too Long to Ask for Debt Help (And What It Costs)
Debt rarely becomes overwhelming overnight. For most people, it builds quietly. A missed payment here. A higher credit card balance there. An unexpected expense that never quite
The Cost of Waiting: Andrea Orr Explains Why Delaying Debt Help Matters
When debt becomes overwhelming, many Canadians delay seeking help. Some hope their situation will improve on its own. Others feel embarrassed, uncertain, or afraid of what taking
January Financial Reality Check: When to Speak with a Licensed Insolvency Trustee
January often brings a sense of clarity. After the busyness of December, many Canadians take a quieter look at their finances, reviewing balances, opening bills they may
Should You File in December? The Financial Pros & Cons of Declaring Bankruptcy Before Year-End
December is a month of reflection you look back at the year, assess what worked, and take a hard look at what didn’t. For many Canadians facing
