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Dealing with a large amount of debt is overwhelming; when creditors and collection agencies start calling it can feel like there’s no escape. Online research only adds to the confusion with options that are difficult to understand. Some may even seem fraudulent. The good news is there are solutions, no matter what your debt situation may be.

A financial wellness coach works with clients who need help with money management. They often provide basic financial literacy to help clients work on their own, as well as set financial goals while creating a plan to get there. You’ll most likely be working together for several months and your coach should check in with you too, periodically.