Financial Wellness

You work hard—perhaps even at more than one job—but somehow, the bills just keep piling up. By the time you cover rent or mortgage, utilities, groceries, and fuel, there’s hardly anything left. Then come

You're not alone if you find yourself overwhelmed by debt and unsure of what to do next. Many Canadians in financial distress question whether they should file for bankruptcy or consider a consumer proposal.

If your consumer proposal has been annulled, you might feel overwhelmed. This situation means your debt agreement is no longer valid, and creditors can resume collection efforts. But don’t panic—there are ways to regain

Understanding Ontario’s Financial Struggles: A Trustee’s Perspective As 2024 ends, many Ontarians are entering the new year with growing financial stress. Rising insolvencies and increasing debt burdens have become a stark reality for individuals

Kick Off the New Year Debt-Free: Andrea Orr’s Guide to Financial Recovery As the calendar flips to January, the new year presents a fresh opportunity to reset and refocus on your financial goals.

Breaking Down Consumer Proposals and Debt Consolidation with Andrea Orr When financial stress becomes overwhelming, knowing your options is the first step toward regaining control. Two common solutions Canadians often consider are consumer

Is a Licensed Insolvency Trustee Right for You? 6 Things to Consider Navigating financial difficulties can feel overwhelming, especially when facing debt you can’t seem to manage on your own. A Licensed Insolvency Trustee

When debt becomes overwhelming, turning to a Licensed Insolvency Trustee (LIT) offers a path toward financial relief. LITs, like Andrea Orr, are government-licensed professionals who guide individuals and businesses through the complexities of debt

Why You Need an LIT for a Consumer Proposal in Canada – Andrea Orr Navigating financial distress can be overwhelming, especially when you feel like you’re sinking deeper into debt. In Canada, a Consumer