Consumer proposals
You don’t have to go bankrupt to be protected.
Our goal is to assist you in consolidating your debts into an affordable arrangement through a proposal to your creditors.
How a consumer proposal works
A consumer proposal is a formal offer to creditors to repay an affordable portion of eligible unsecured debt. It is filed and administered by a Licensed Insolvency Trustee.
If accepted and completed, the proposal addresses the included debts without declaring bankruptcy. The amount and terms depend on the person’s income, assets, debts and household circumstances.
Individual advice matters
There is no reliable one-size-fits-all payment estimate. Andrea can review the details and explain whether a proposal—or another option—may be appropriate.
Contact Andrea